NPF Information

National Retiree Welfare - Medicare Supplement Options

The National offers various Medicare Supplemental options through Southern Benefits.  Eligibility for the various benefits is based on the Local 265 National contibution rate as set forth in the Wage Sheets.  Therefore, Local 265 Medicare eligible retirees are eligible to elect from the two options listed below at the unsubidized rates:
1)  SMW+ Carve-out (medical only, secondary to Part B) at $230.00 per month for 2023
2)  MAPD Option 2 (Humana medical, with limited Rx) at $256.23 per month for 2023

The SMW+ plan provides supplemental medical coverage, secondary to Medicare Parts A and B.  The Medicare Advantage Plan (MAPD) is insured thru Humana and offers the same medical coverage as SMW+, but also has an added prescription drug coverage.  MAPD Option 2 offers leaner pharmacy coverage (with a gap), which might require some members to purchase additional pharmacy coverage. 

These benefits are administered by Southern Benefits and not your Local 265 Fund Office.  Please contact Southern Benefits at 800-831-4914 and ask to speak with Casey or Tricia.  If you are interested in either of the available options, you would request an application from them directly. 

For additional information on the two plans of benefits available to you, visit this link.  

Please also note:
1)     Most SMART 265 members are not eligible for the MAPD Option 1 Plan.
2)     Most SMART 265 members are not eligible for the $31 assistance from the National as our National Contribution Rate is too low to qualify for the additional premium assistance.
3)     If your monthly National pension benefit is large enough, the premium for this coverage can be deducted from your monthly National pension benefit (call National pension at 800-231-4622).
4)     SASMI’s HCRA benefit can be used to reimburse you for the cost of the premiums paid to Southern Benefits.  Contact SASMI for more information on this (sasmi.org or 800-858-0354). 

Union Members Only - ONLINE access to National Pension Fund Info

For those members who are NOT receiving retirement benefits, you may now go online to access your reported work hours history, most recent pension credits, and mailing address according to the Sheet Metal Workers' National Pension Fund! Access is provided in a secure environment using proven data encryption techniques.

In order to utilize this feature, you must have your social security number and SMWIA membership number available. If you do not have a SMWIA membership number but desire this information, you may contact the National Pension Office via e-mail or phone at 1-800-231-4622.

Below are instructions for Plan Participant Access:

  1. Go to www.smwnpf.org. This will bring you to the NPF Home Page.
  2. From the NPF Home Page, click on ABOUT YOU, located on the left side of the page.
  3. In the fields provided, enter your social security number and your SMWIA membership number. Important: The SMWIA membership number is an 8-digit number including two leading zeros. The site is designed to only accept the final 6 digits of your membership number.
  4. Provided the information entered in step 3 matches NPF's records, you will be taken to a menu with various options. You may select any of the options and view/print the information. While online, you also have the ability to correct and update your address information.

If you experience difficulty logging on the system, please call the NPF office at 1-800-231-4622 and ask to speak to the Webmaster. You may also e-mail them at siteeditor@smwnpf.org.